Terms & Conditions

Effective Date: [Insert Date]

Welcome to Phiters Global Resources Limited. By accessing or using our website, services, and applications, you agree to comply with the following Terms & Conditions. Please read them carefully. If you do not agree, kindly refrain from using our services.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions, along with our Privacy Policy.

2. Services Provided

Phiters Global Resources Limited offers services including but not limited to:

  • Financial services & fintech solutions.
  • Global news and updates.
  • Tech and academic learning platforms.
  • Web development and UI/UX design.
  • Online applications and digital services.

We may update, expand, or discontinue services at any time without prior notice.

3. User Responsibilities

By using our services, you agree to:

  • Provide accurate and truthful information during registration or transactions.
  • Use our services only for lawful purposes.
  • Not engage in any activity that may harm our website, applications, or reputation.
  • Protect your account details and not share login credentials with others.

4. Intellectual Property Rights

All content on our platforms (including text, graphics, logos, software, designs, and news content) is the intellectual property of Phiters Global Resources Limited or its licensors. Unauthorized use, reproduction, or distribution is prohibited.

5. Financial & Fintech Services

  • Users are responsible for ensuring accurate transaction details.
  • We are not liable for losses caused by user error, unauthorized account access, or third-party actions.
  • All financial transactions are subject to applicable laws and regulations.

6. News & Information Services

While we strive to provide accurate and timely updates, we do not guarantee the completeness or absolute accuracy of all information. Users should verify news and updates before relying on them for critical decisions.

7. Limitation of Liability

Phiters Global Resources Limited is not liable for:

  • Any direct, indirect, or incidental damages arising from the use of our services.
  • Downtime, service interruptions, or data loss.
  • Third-party actions or services beyond our control.

8. Third-Party Links

Our website or applications may contain links to third-party websites. We are not responsible for the content, products, or services provided by such external platforms.

9. Termination of Services

We reserve the right to suspend or terminate your access to our services at our sole discretion if you violate these Terms & Conditions or engage in unlawful activities

10. Changes to Terms

We may revise these Terms & Conditions from time to time. Updates will be posted on this page, and continued use of our services means acceptance of the updated terms.

11. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the Federal Republic of Nigeria (or specify another applicable jurisdiction if you operate internationally).

12. Contact Us

For questions regarding these Terms & Conditions, please contact us:

Phiters Global Resources Limited
📧 Email: info@pphiters.com.ng
📞 Phone: 08169330343
🌐 Website: phiters.com.ng